Terms of service

Sweggo is a marketplace and a task platform. Advertisers fund campaigns, earners complete tasks and are paid for them, and buyers and sellers trade with each other. Sweggo operates the platform that connects them and keeps the record of what was owed and what was paid.

Sweggo is not a bank, a licensed escrow provider, or a payment institution, and it is not regulated as any of them. This matters in a specific way:

• When you choose escrow, Sweggo holds the buyer’s payment in its own account under these terms. It is held, not protected and not insured.
• There is a cap on the amount Sweggo will hold for any single transaction. Above that, settle directly.
• If Sweggo fails, held funds are not covered by any deposit guarantee scheme.

One account per person. You verify an email address and a phone number, and you pay a one-time registration fee before you can earn, withdraw, or trade. The fee is charged in your local currency at the rate shown to you before you pay.

You are responsible for what happens under your account. Sharing login details is prohibited — see the acceptable use policy — and an account that is shared may be closed.

Every movement of money on Sweggo is recorded as a double-entry journal: nothing is a number that can be edited in place, and every balance is the sum of entries that each have a counterpart. Your wallet balance is a cached view of that record. Where the two disagree, the journal is authoritative and the difference is reported rather than quietly corrected.

Approved earnings are held as pending for a maturity window before they become available to withdraw. That window exists so a fraudulent payment can be reversed before the money leaves the platform. It applies to everyone.

Withdrawals are subject to daily limits and to automated risk checks. A withdrawal may be held for human review. Sweggo does not disclose the factors behind a risk decision, because doing so would tell someone attempting fraud exactly how to avoid triggering it.

When a brand approves work you submitted, they may download the files and use them in their own marketing — on their website, in paid advertising, and on any social account the business runs. That licence is worldwide and does not expire, and it covers the material you delivered for that brief.

It starts at approval, not at submission. Until a brand accepts your work they cannot download it, and if they reject it they never get a copy. You are paid for the same event that gives them the licence, which is the point: one decision does both.

You keep the right to show the work in your own portfolio, and you keep everything you made that was not part of this brief. Nothing here transfers your likeness, your voice or your name to a brand for any other purpose — a brand that wants those for something else has to ask you separately, and Sweggo is not a party to that.

Every download is recorded against the submission. If your work appears somewhere you did not expect, support can tell you who took a copy and when.

If a buyer and seller disagree on an escrow order, the funds are frozen immediately and a member of the Sweggo team reads both sides. Automated checks flag suspicious activity, but no algorithm decides who receives money.

You may close your account at any time. Any available balance can be withdrawn first; pending earnings complete their maturity window before they can be. Sweggo may suspend or close an account that breaches the acceptable use policy, and will say which term was breached.

When these terms change in a way that affects what you are owed or what you may do, Sweggo will tell you before the change takes effect rather than only updating this page.